General

In the article, we will fundamentally break down how banks make money. Banks earn their money by lending the money you deposit to other people. For example, if you deposit $1,000, a Big Bank pays you a small amount in interest to hold…

In this article we’re going to cover how many savings accounts you can have. On paper it seems like a good idea to have multiple accounts, especially ones with higher rates. However, it’s usually a waste of time to be chasing the next…

In this article, we will cover bank fees, why you get them, how to avoid them, & how to negotiate them. It’s important to know how to properly optimize your accounts or you’ll end up paying fees & bank charges that can easily be…